WHEI CHEN

Terms of Service

Effective Date: April 10, 2026

1. Agreement to Terms

By accessing or purchasing from whei-chen.com ("the Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Website or purchase any products.

2. Products & Services

Whei Chen offers digital educational products, including ebooks, guides, and premium services such as personalized wealth plans and private community access. All products are delivered digitally. No physical goods are shipped.

3. Payments

All payments are processed securely through Paddle.com, which acts as the Merchant of Record for purchases made on this Website. By completing a purchase, you also agree to Paddle's terms and conditions. Prices are displayed in USD unless otherwise stated. Paddle may apply local taxes as required by your jurisdiction.

4. Digital Product Delivery

Upon successful payment, digital products (ebooks, guides) will be delivered via email or made available for immediate download. It is your responsibility to provide a valid email address at the time of purchase. If you do not receive your product within 24 hours, contact us at contact@whei-chen.com.

5. Intellectual Property

All content on this Website, including text, graphics, ebooks, guides, and other materials, is the intellectual property of Whei Chen. You may not reproduce, distribute, resell, or publicly display any content without prior written permission. Purchased products are licensed for personal, non-commercial use only.

6. Refund Policy

Due to the digital nature of our products, all sales are final once the product has been accessed or downloaded. For full details, please review our Refund Policy.

7. Premium Services

Premium services (personalized wealth plans, private community access) are limited in availability. Access is granted upon payment confirmation and is subject to the specific terms outlined at the time of purchase. Premium service spots are non-transferable.

8. User Conduct

You agree not to:

  • Share, redistribute, or resell any purchased digital products
  • Use any content for commercial purposes without written permission
  • Attempt to gain unauthorized access to any part of the Website
  • Misrepresent your identity or provide false information during purchase

9. Disclaimer

The content provided through Whei Chen's products and services is for educational and informational purposes only. It does not constitute financial, legal, or investment advice. Results from applying any strategies or principles discussed in our materials will vary. Past performance is not indicative of future results. You are solely responsible for your own financial decisions.

10. Limitation of Liability

To the maximum extent permitted by law, Whei Chen shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or any purchased products. Our total liability shall not exceed the amount you paid for the specific product in question.

11. Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes acceptance of the revised terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms shall be resolved through good-faith negotiation before pursuing formal legal proceedings.

13. Contact

For questions about these Terms of Service, contact us at:
contact@whei-chen.com

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